John Hancock USA
401(k) Plans

Retirement plans are not all the same. The low cost providers make you do all the work and take on all the liability. In the end you get a vanilla plan that doesn't meet your needs. Of course you could hire a plan consulting firm that offers sophisticated plan design and ongoing support services. However, the plan you get would probably be expensive to set up and maintain. Wouldn't it be great to find a consultant that could design a State of the Art plan for the needs of your company at an affordable price?

Through our partnership with John Hancock USA, Hayashi & Wayland Retirement Plan Services provides cost efficient, full-featured retirement plans that are custom designed to meet the needs of your company. Don't settle for an expensive plan or one that fits everyone. Take a moment to check out the plan features we offer and view the John Hancock USA Plan Sponsor and Participant web sites. Then contact one of our consultants to see how we can help you. It has never been easier to set up a great retirement plan at a great price.

Full-Featured Retirement Plans:

• Consultants help you select the best retirement plan for your company.
• Comprehensive consulting, plan administrative and record keeping.
• A vast selection of investment options from leading mutual fund companies.
• Plan access 24 hours a day, 7 days a week.
• Participants can make informed decisions by using the educational and investment tools.